How It Works

Turn Your Rent Payments Into Credit History

At RentRescore, we’ve made it simple to get credit for your on-time rent payments. Our streamlined process helps you build your credit score with minimal effort.

Our Simple 4-Step Process

1. Sign Up (Takes Just 3 Minutes)

Create your RentRescore account with basic personal information and details about your rental situation. We’ll need your:

• Name and contact information
• Current address
• Monthly rent amount
• Preferred payment method for the $10 monthly service fee

2. Rental Verification (1-2 Business Days)

We verify your rental arrangement through one of these easy methods:

• Upload a copy of your lease agreement
• Provide landlord contact information
• Submit rent payment receipts
• Share bank statements showing consistent rent payments

Don’t worry if you have an informal rental arrangement or rent from family—we have verification solutions for all situations.

3. Payment Reporting Begins

Once verified, we’ll:

• Begin reporting your monthly rent payments to major credit bureaus
• Backdate up to 24 months of previous on-time payments (if desired)
• Create your secure dashboard where you can monitor activity
• Send confirmation when your first report is submitted

4. Watch Your Credit Score Grow

• Track your progress through your personal dashboard
• Receive monthly confirmation when your payment is reported
• See credit score improvements typically within 30-60 days
• Get optional credit-building tips and resources

What Happens Each Month

1. You pay your rent as you normally would to your landlord
2. We verify your payment through your chosen verification method
3. We report your payment to major credit bureaus
4. Your credit history grows with each on-time payment
5. We charge the $10 monthly fee to your payment method on file

Frequently Asked Questions About Our Process

Do I need to change how I pay my rent? No. Continue paying your rent exactly as you do now. Our service simply reports those payments.

What if I’m late with rent one month? We only report on-time payments. If you miss a payment deadline, we simply won’t report for that month.

How do you verify my payments each month? You can choose from several verification methods, including bank statement review, landlord confirmation, or receipt uploads.

Can I cancel at any time? Yes. There are no contracts or commitments. You can cancel your service at any time from your dashboard.

Will my landlord be contacted? Only if you choose landlord verification. We offer multiple verification methods that don’t require landlord involvement.

Ready to Start Building Credit With Your Rent?

Start the simple signup process today and begin turning your biggest monthly expense into a powerful credit-building tool.