What is RentRescore?
RentRescore is a service that reports your on-time rent payments to major credit bureaus, helping you build credit history and improve your credit score. For $10 per month, we verify and report your monthly rent payments, turning your largest monthly expense into a credit-building tool.
Who is RentRescore for?
RentRescore is ideal for anyone who pays rent and wants to improve their credit score. This includes apartment tenants, house renters, roommates, college students, people with limited credit history, and those rebuilding their credit after financial challenges.
Do I need permission from my landlord?
No. You have the right to report your on-time payments regardless of your landlord’s participation. We offer multiple verification methods that don’t require landlord involvement.
How much can my credit score improve?
Most users see an average increase of 20-40 points, though individual results vary based on your current credit profile, history, and other financial factors. Those with thin credit files (limited history) often see more significant improvements.
How quickly will I see results?
Most users begin seeing changes in their credit reports within 30-60 days of their first reported payment. Credit score improvements typically follow within the next credit score update cycle.
Which credit bureaus do you report to?
We report to major credit bureaus including TransUnion, Equifax, and Experian, ensuring your rent payments are reflected across your credit profile.
Will RentRescore help me qualify for a mortgage?
Many mortgage lenders now consider rent payment history in their approval process. Consistently reported on-time rent payments can demonstrate financial responsibility and improve your chances of mortgage approval.
Can I report past rent payments?
Yes! We can help report up to 24 months of past rental payment history, giving your score a potential immediate boost. You’ll need to provide verification of these payments.
How do you verify my rent payments?
We offer several verification methods including:
What happens if I miss a rent payment?
We only report on-time payments to the credit bureaus. If you miss a payment or pay late, we simply won’t report for that month. We never report negative information.
What if I move to a new apartment?
Simply update your rental information in your dashboard. Our service continues seamlessly at your new location after verification of your new rental arrangement.
Can roommates both use RentRescore?
Absolutely! Each roommate can report their portion of the rent payment to build their individual credit history, regardless of whose name is on the lease.
How do I cancel my subscription?
You can cancel anytime through your account dashboard or by contacting customer support. There are no cancellation fees or penalties.
What’s covered by the 30-day money-back guarantee?
If you’re unsatisfied with our service for any reason within the first 30 days, contact us for a full refund of your payment.
Is my information secure?
Yes. We use bank-level encryption and security protocols to protect your personal and financial information. We never share your data with third parties except for the credit bureaus for reporting purposes.
How is the $10 monthly fee charged?
Your payment method will be automatically charged $10 on the same day each month. You’ll receive a receipt via email for each payment.
How long does the signup process take?
Creating your account takes about 3 minutes. The verification process typically takes 1-2 business days depending on your chosen verification method.
What information do I need to sign up?
You’ll need:
Can I use RentRescore if I have an informal rental agreement?
Yes. We have verification solutions for all rental situations, including informal arrangements, family rentals, and subleases.
Is there a minimum commitment period?
No. RentRescore operates on a month-to-month basis with no contracts or commitment periods.
Contact our customer support team at [email protected] or call us at [phone number] during business hours.
